Pre-Approval — No Credit Pull

Let’s get your real picture.

Free. Takes under 3 minutes. No credit pull at this stage.

Your Estimate
Home Price$650,000
Down Payment20%
Interest Rate7.0%
Loan Term30 yrs
$3,464
Est. monthly principal & interest
Excludes taxes, insurance, HOA, PMI.
Step 1 of 2 — No Credit Pull

Let’s get your real picture.

Tell Sophie a little about your situation. No credit pull at this stage — takes under 3 minutes.

No credit pull. Free. Takes under 3 minutes.

One moment

Lonnie is reviewing your numbers.

This takes about 5 seconds. Lonnie carries 30 years of Mariane’s knowledge.

Lonnie’s Initial Assessment

Here’s where you stand.

Step 2 of 2 — Credit Pull

One last step for your letter.

To issue an official pre-approval letter that real estate agents will accept, we need to pull your credit. This is the same step every lender requires.

Your SSN is encrypted in transit. Only the last 4 digits are retained in your file.

Privacy Policy — your data is never sold.

Pulling credit

Running your full file through Lonnie.

DTI, FICO, product matching, lender overlays — this takes about 10 seconds.

Mariane’s Assessment

Here’s your result.