Life After Close

We don't disappear
after closing day.

Most lenders hand you your keys and move on. Presto stays. Your relationship with us doesn't end at the table — it's just getting started.

The First 30 Days

Settled in.
Still supported.

Thirty days after your close, Sophie checks in. Not to sell you something — to make sure everything went the way it was supposed to. Questions, concerns, anything that feels off. We're still here.

If your experience was what it should have been, we'll ask for one thing: an honest Google review. That's how families like yours find us. That's how we grow. It takes 60 seconds and it means everything to Mariane's team.

Your first 180 days with Sophie

30
Settling-in check-in
How's the home? Any questions? Sophie makes sure closing went smoothly on your end too.
60
Google review invite
Your honest experience helps the next family find Presto. No script. Just your story.
180
Six-month check-in
Rate environment update, equity snapshot, and an open door for whatever's on your mind.
The Rate Watch

If rates drop,
you'll know before your neighbor does.

Rates move. When they drop meaningfully below your locked rate — enough that a refinance actually changes your monthly payment — Sophie sends you a personal message. Not a mass blast. A calculation built around your loan.

  • Your current loan balance and rate on file
  • Real math on what a refi saves you per month
  • A clear recommendation: move now, or wait
  • If it makes sense, Presto closes fast — you've seen that
From Sophie · Example Alert

"Rates have moved. At your current balance, refinancing could lower your monthly payment by $312. Your break-even point is 22 months. If you're staying in the home, the math works. Want me to run a full quote?"

Sophie monitors continuously. You only hear from us when the numbers are real.
Equity Milestones

Your home is working.
We'll tell you when it crosses something important.

Your home isn't just where you live. It's a position that grows. Sophie watches what your equity unlocks — and tells you when it's time to act.

  • 20% equity: PMI comes off. We flag it so you don't pay a single unnecessary month.
  • Significant equity: Cash-out refi, HELOC, or the foundation for your next property.
  • Investment threshold: When your position is strong enough to support a second loan, we'll say so.

What equity unlocks

PMI Removal
At 20% equity. Saves $100–$300/month depending on your loan. Sophie alerts you automatically.
Cash-Out Refinance
Access your equity for home improvement, debt consolidation, or investing. Presto closes fast here too.
Investment Property
Your equity becomes the down payment on the next one. DSCR loans coming to Presto — get on the list.
When Someone You Love Is Ready

You know what this felt like.
Pass it on.

You know what it's like to have a team that actually shows up — that closes fast, communicates clearly, and doesn't disappear when things get complicated.

If someone in your life — a family member, a close friend, a colleague — is thinking about buying, an introduction to Presto means more to us than any marketing we could run.

We'll serve them the way we served you. That's the only ask. No referral fees. No commissions. Just someone you care about, taken care of.

(844) 477-3786
Refer Someone to Presto →
Still Have Questions?

Your loan is closed.
We're still here.

Rate question. Equity question. Life changed and you're wondering what your options are. Mariane's team doesn't stop being your team after closing day.