30 Years Fixed Loan Program

30 year fixed interest rate is one of the most desirable loan programs in the nation, most people seek the low monthly payments and prefer 30 years fixed rate as compared to a variable rate. The interest rates are volatile and always move up and down briskly, and therefore the majority of people like to stay with a constant fixed interest rate. The term of a 30-year loan program is long and consequently you pay more interest over the life of the loan. The 30 year fixed loan financing is recommended for borrowers who intend to stay in their house for a long period of time. It is indeed the most common and easiest fixed-rate loan to qualify for. Its longer term gives you the best chance to keep monthly payments low and use the extra cash for other purposes.

Advantages:

  • Monthly payments and Interest rate are fixed for 30 years despite the interest rate fluctuations.
  • 30 year fixed loan can be refinanced if the interest rates drop.

Disadvantages:

  • Considerably high interest rate because of the long term of 30 years and therefore you pay more interest amount.
  • Mortgage payments do not drop if interest rate drops

30 Years Fixed Loan Program is one of the main services offered by us. We offer a wide range of financial loan products to assist you.

Call us at (844) 4-PRESTO or Click the button below to see if you qualify for a Commercial Mortgage Refinance Loan.

Apply Now