Home.
Faster than you
thought possible.

Mariane Leyson — 30 years, dual licensed mortgage & real estate broker. NorCal's trusted CalHFA expert and the Bay Area's fastest close.

NorCal homebuyers — Presto Home Loans
NorCal's Fastest Close
CalHFA Approved Lender
30+ Years Experience
Dual Licensed Broker
NMLS #1499621
What Presto does

Four ways we move faster for you

Presto Speed Close

AI-powered intake, proactive underwriting prep, and 30 years of lender relationships combine for NorCal's fastest close.

How it works →
🏠

CalHFA Authority

Dream For All specialists. Already approved. When vouchers drop, Presto moves immediately — no learning curve, no delays.

Check eligibility →
📈

90-Day Path

From challenged credit to keys in 90 days. A structured program — credit audit, rapid rescore, debt strategy, final application.

Start your path →

Dual Licensed

Mariane holds both a mortgage broker license and a real estate broker license. One trusted professional from search to close.

Meet Mariane →
Time Sensitive

Dream For All vouchers are dropping. Yours starts a 90-day countdown.

The moment CalHFA sends your Dream For All voucher, a 90-day window opens. You need a home under contract and a CalHFA-approved lender locked in before it closes. Presto is approved, positioned, and ready to move the instant yours arrives.

90
90days
From voucher to closeThat's your window. Not a day to waste on a lender who isn't ready.
$150Kmax
Down payment covered — interest freeCalHFA funds it. You repay only when you sell or refinance.
ready
Presto is CalHFA approvedNo waiting. No learning curve. We move when your voucher does.
Presto's 90-Day Path to Homeownership

Not ready today? You will be in 90 days.

If your credit needs work, don't wait years — and don't let another lender tell you to come back later. The 90-Day Path is Presto's structured program: credit audit, debt reduction, rapid rescore, and final application. Three phases. One result.

01
Month 1 — Credit Audit & Rapid Rescore

Full report review, dispute errors, identify fast-impact moves.

02
Month 2 — Debt Reduction & Loan Pre-Selection

Targeted paydown strategy, CalHFA eligibility check, lender match.

03
Month 3 — Final FICO & Application

Credit pull confirmation, pre-approval issued, home search begins.

Start My 90-Day Path →
90

days. Your new timeline.

  • Credit score below 620? We start here.
  • Collections, late payments, thin file?
  • Told "not ready" by another lender?
  • Need to pair with CalHFA Dream For All?
  • AI-guided plan from day one.
What clients say

Real families. Real closes.

★★★★★

"Mariane closed our loan in 19 days. Two other brokers told us 45. She delivered exactly when she promised."

David T.
Google Review · San Francisco
★★★★★

"We used the Dream For All program and Presto made the entire process seamless. They knew exactly what to do from day one."

R. & M. Cruz
Google Review · Elk Grove
★★★★★

"I called Presto after getting denied elsewhere. Three weeks later we had keys. Mariane is the best in the business — period."

J. Villanueva
Google Review · San Jose
Where we work

NorCal is our backyard.

From the Bay Area to the Central Valley, Presto closes loans across Northern California.

Daly City

SF Bay Area · San Mateo County

Sacramento

Sacramento County · Elk Grove

San Jose

Silicon Valley · Santa Clara County

Stockton

San Joaquin County · Central Valley

Vallejo

Solano County · North Bay

Fresno

Central Valley · Fresno County

See if you qualify

Answer 5 questions.
Get clarity in 60 seconds.

No SSN. No credit pull. Just a fast read on your best path forward.

Let's find your path.

Five quick questions. No commitment.

What are you looking to do?
Buy my first home
Buy a home (not first time)
Refinance my current mortgage
Explore investment property
Where are you buying?
Bay Area (SF, Oakland, San Jose, Daly City)
Sacramento metro
Central Valley (Stockton, Fresno)
Other NorCal / Not sure yet
What's your price range?
Under $500K
$500K – $800K
$800K – $1.2M
Over $1.2M
How soon do you need to close?
Within 30 days
1–3 months
3–6 months
Just exploring
Do you have a CalHFA Dream For All voucher?
Yes — I received a voucher
I applied before March 16 & I'm waiting
No, but I want to learn about it
Not applicable to me

You're ready to move.

Based on your answers, Presto has a clear path for you. Get pre-approved now — no credit pull, no commitment.

Start Your Pre-Approval →

Ready to start your homeownership journey?

Tell us where you are. We'll show you the fastest path to your keys.